M -sphere is designed for organizations that work for their members and their core business is borrowing and lending money between their members.
Such companies include: Credit Cooperative Society, Nidhi Company and Producer Company. M Sphere as a software solution manages all dimensions of the members like their contribution, their loans/advances and also records the growth of members in terms of interest on contribution and loan. It records all the activities of the members till they are associated with the organization. M- Sphere takes care of all types of transaction securities by biometric registration system ensuring the members about their financial safety.
M-Sphere is integrated with the Aadhar Verification System which reduces KYC risk of members by automated process of verification by Aadhar Card Number.
M-Sphere is loaded with latest technologies like Geo Tagging which provides the real time status of particular data in the form of where it is, as it is by recording the particular location longitude and latitude data.
M-Sphere Mobile app allows you to operate your software at any point of time through your mobile phone motivating its associates to improve their performance by real time growth achievement. You can access all the software features through this one app.
M- Sphere calculates all types of incentives and generates all types of voucher related to its associate members who work with the organization and give their hundred percent in organizational growth.
M- Sphere has an analytical dashboard which shows Real Time statistics for all major points like business, member’s growth, associate members, expected business and calendar etc for target and other activities. M-sphere is a core banking solution which runs in real time and manages all the zones, regions, branches, centers and much more on the go.
M- Sphere mobile app puts member’s priority first and keeps them up to date on their savings account, loans, contribution growth and maturity. It has an extendible feature like mobile recharge, bill payment, air ticket, hotel booking and others by saving account and it makes member more actively involved with the organization.
M-Sphere’s soul is its Finance and Account System; it is integrated with all the financial and accounting principles and is an automated process which maintains the ledger, trial balance and balance sheet for each and every transaction.
M-sphere is integrated with HRMS, CRM, Accounts, MIS, Inventory and all others modules which drives a member’s organization. So we call it the Sphere of Members who are united and are working towards a common goal.